Car Accident Claim Center

Nearly every time I go to rent a car at an airport, the salesperson at the kiosk spends at least 10 minutes telling me about my absolute need for car insurance. What she doesn’t know is that my job is to work through insurance mishaps every single day. So… Here’s what goes through my head when the salesperson drones on and on about the 20 dollar a day add-on.

Me: I really am not interested.

Them: It’s only 20 dollars a day and it could save you from needing to repair the car if someone from the Bronx sideswipes you. Are you sure you don’t want it?

Me: No thanks

Me to myself: I already am covered two different ways. My car insurance policy covers when I drive a rental. It was one of those “add-ons” I found out about after I got my first insurance policy statement. Of course I didn’t ask for it, but it’s only a couple of bucks anyway. Also… the credit card I just gave this salesperson to pay for the car automatically gives me insurance on cars I rent with it. It’s actually something that is added onto ALL of my credit cards. I really feel sorry for folks who fall for this. Anyway… I’m running late.

Me: I don’t mean to be rude, but please give me the keys. I’m late for an appointment with a potential client who was just side-swiped in an accident in the Bronx while visiting family.